megilleland

From This is Money: Bank of Scotland damned by judge as 'unconscionable' after it 'double billed' mortgage borrowers who fell into arrears Borrowers were paying arrears through higher monthly payments - but still faced possession proceedings A piece posted this week concerning Bank of Scotland and Santander involved in ongoing court appearances in Northern Ireland for fraudalent practices involving mortgages. Do people really understand what they are signing up for when they purchase a house and do the banks want you to know? Someone tries to explain it. Capitalisation, Securitisation And Fraud By Mortgage Lenders

On 9 July 2015, the European Parliament might destroy photography. Another reason to come out. More interfering and control again from the politicians. They are only good for two things starting wars and looking after their self interests.

I bought my last car 15 years ago, so to get around I use public transport when I need it, otherwise I cycle everywhere, including back and forwards to Royal Mail for work. I have a concessionary bus pass which I find useful, but do not use it very regularly. I used it more in the evenings going into the city, but with the curtailed services, I am loathe to pay for a taxi at £10 to get back to Newton Farm. On my bike I can get from Newton Farm to Royal Mail in 15 minutes and cycle across the city in 25 minutes. I can also shop using my panniers during the week and do not need to pay parking fees. My bikes have been trouble free mechanically and I do not have to pay expensive service charges as with a car. I have just purchased new panniers to replace my old ones which lasted 16 years. If I see the same usage from the new panniers I will be 81 and hopefully still cycling! On occasions when I need a car, I hire from Baynhams on Whitecross Road and have found them extremely helpful and reasonable in price. I plan my leisure time to fit in with the use of a hire car and do several jobs to get full value out of the hire . On concessions, I also have a Senior Railcard - day return to Leominster costs £4.70 (normal fare £7.10) and I have just booked a return fare to Poole for £53.45 (normal fare £81.00), plus I can put my bike on the train for free. Of course this is all fine as long as I remain active. I drive enough miles for Royal Mail getting in and out of the van up to 150 to 200 times a day, six days a week, so I do not miss driving or having my own car. Also just returned from Barcelona using a Gatwick Flyer return train ticket for £20. The council have a Choose How You Move website with some interesting suggestions on how to leave your car at home. The St James area has a car club. Coming back to bus use in Hereford, I do think that the fares are expensive and cheaper fares would have encouraged more use, especially among the young. Some of the routes seem to have been set in their ways for years. It should all be about convenience. It would be helpful if buses went down the service road along Holmer Road. Also local hop on buses being allowed to travel through the heart of the city ie Widemarsh Street, Broad Street, Bridge Street and St Owen Street, plus a transport interchange at the Railway Station, could drum up more busines from commuters and students. Basically Hereford is too small, a tram system would be prohibitively too expensive, there are only about 10 operations running in the UK, all costing hundreds of millions of pounds to build and all running at a loss (see Edinburgh for worst case scenario). If our Council are going to build miles of new roads then allowing space for tram tracks would be a better idea for future use. The only way to get less traffic on the city roads is to do something with the school run. We all have a routine in our daily lives and hopping into the car every day is considered by many to be the only way to get about, or in Hereford's case sit in a traffic jam. I am sure an independent local bus operator will fill the gap left by First Midland. The council already deal with these operators. Astons Coaches DRM Coaches George Youngs H&H Lugg Valley Primrose Travel Sargeants Bros Coaches Stagecoach C&G Yeomans Canyon Travel Notice that First Midland contracts were to run from Hereford -Early mornings - 31/08/2008 to 05/09/2015 (City routes) Hereford Area - 03/08/2014 to 31/08/2019 (County routes) Is there a cancellation clause?

List of planning public notices affecting the city It is a legal requirement for the council to give public notice of certain types of planning application and other planning matters by the display of an advert in a local newspaper. If you wish to comment, please follow the advice contained in the notice. The Town and Country Planning (Development Management Procedure) (England) Order 2010 Planning (Listed Buildings and Conservation Areas) Act 1990, Sections 67 & 73 Application Types: P - Planning permission L - Listed Building Consent SL - Affecting the setting of a Listed Building AC - Affecting a Conservation Area D - Not in accordance with the provisions of the Development Plan RW - Affecting a public right of way T - For a telecommunications mast 25th June 2015 151642 – AC P Reserved matter application for 190 new dwellings with 35% affordable housing and associated infrastructure. Land to the east of Holywell, Gutter Lane, Hampton Bishop If you wish to make representations or comments you can during the period of 21 days beginning with the date of the publication of this notice quoting the relevant number: By the Website: Using the online comment form By e-mail to: planning_enquiries@herefordshire.gov.uk By post to: - Planning Services, PO Box 230, Hereford, HR1 2ZB ANDREW ASHCROFT (Assistant Director) 18th June 2015

This withdrawal is a result of the suspension of services after 7pm. We are a city with a third world transport policy and the only answer is to build more roads so that people, in their mobile living rooms, can come and go as they please. The withdrawal of bus subsidies must also have been a nail in the coffin. We need smaller buses like the Hoppers we had before the bus services were privatised.

Here is a visual for you to orientate yourself. There was a disposal of land at Northolme Road earlier this year (see public notices) by way of community asset transfer so what is the difference - why lease?

Notice of disposal of Public Open Space land at Newton Farm Playing Fields, Hereford The County of Herefordshire District Council intends to grant a Lease of the playing fields, car park and changing rooms at Newton Farm, Hereford. Plan here: Anyone know who may have an interest in this scheme and how long the lease will be?

Yes Ragwert nothing must stand in the way of consumerism.

Report on BBC Midland News tonight 6.30pm. Great Western Way still cordoned off when I returned from work at 4.30pm.

I see you have risen to the occasion Dippy.

May expenditure published - complete spreadsheet here. Amount £ 21,429,279.19 Total monthly payments Biggest single payments Amount £ Supplier Name 3,416,096.37 Balfour Beatty Living Places Ltd 2,006,413.70 Browne Jacobson LLP 1,315,000.00 Hoople Ltd 1,275,250.00 NHS Herefordshire CCG 1,241,762.00 West Mercia Police & Crime Commissioner 989,014.98 Worcestershire County Council 476,923.79 Speller Metcalfe Malvern Ltd 370,842.01 Earl Mortimer College & Sixth Form HCC 343,793.23 Fcc Environment Services (uk) Ltd 331,797.06 Kier Construction - Central Div of Kier Construction Ltd 250,506.97 Shaw Healthcare (Herefordshire) Ltd 230,415.18 Speller Metcalfe Malvern Ltd 198,049.00 2Gether NHS Foundation Trust 198,049.00 2Gether NHS Foundation Trust 198,048.67 2Gether NHS Foundation Trust 178,239.94 Riverside Primary School - HCC 130,543.00 The Courtyard Trust 125,000.00 2Gether NHS Foundation Trust 105,178.92 Warwickshire County Council 102,924.66 Speller Metcalfe Malvern Ltd Amount £ Supplier Name 8,625.00 River Thai Restaurant and Bar (generous entertaining) 1,760,959.29 Hoople Ltd (total monthly payment) 7,380.00 Hereford Futures Ltd (I thought they had gone a long time ago) 26,331.19 Ezitracker (Is this to locate the Chief Executive?)

My partner's daughter tells me that the lifts at Hereford Station are now in operation.

List of planning public notices affecting the city It is a legal requirement for the council to give public notice of certain types of planning application and other planning matters by the display of an advert in a local newspaper. If you wish to comment, please follow the advice contained in the notice. The Town and Country Planning (Development Management Procedure) (England) Order 2010 Planning (Listed Buildings and Conservation Areas) Act 1990, Sections 67 & 73 Application Types: P - Planning permission L - Listed Building Consent SL - Affecting the setting of a Listed Building AC - Affecting a Conservation Area D - Not in accordance with the provisions of the Development Plan RW - Affecting a public right of way T - For a telecommunications mast 18th June 2015 151163 - AC 18 fishing platforms on the river bank. River Wye adjacent to Asda Stores Ltd, Belmont Avenue, Hereford 151566 & 151567 – AC L SL Heating installation including new air conditioning units to the rear yard. 20 High Town, Hereford 151682 – AC SL Change of use of ground floor (rear section) of existing commercial premises to form 1 no. 2 bedroom flat. Minor alterations to external elevations. Land at, 6-6a St Peters Street, Hereford 151705 - AC Alterations and extension. 34 Hafod Road, Hereford If you wish to make representations or comments you can during the period of 21 days beginning with the date of the publication of this notice quoting the relevant number: By the Website: Using the online comment form By e-mail to: planning_enquiries@herefordshire.gov.uk By post to: - Planning Services, PO Box 230, Hereford, HR1 2ZB ANDREW ASHCROFT (Assistant Director)18th June 2015

List of planning public notices affecting the city It is a legal requirement for the council to give public notice of certain types of planning application and other planning matters by the display of an advert in a local newspaper. If you wish to comment, please follow the advice contained in the notice. The Town and Country Planning (Development Management Procedure) (England) Order 2010 Planning (Listed Buildings and Conservation Areas) Act 1990, Sections 67 & 73 Application Types: P - Planning permission L - Listed Building Consent SL - Affecting the setting of a Listed Building AC - Affecting a Conservation Area D - Not in accordance with the provisions of the Development Plan RW - Affecting a public right of way T - For a telecommunications mast 11th June 2015 151388 & 151389 - SL Change of use of vacant retail unit (A1) to dental hygiene practice (D1) and display of advertisements. Kiosk 1 and 2, Old Market, New Market Street, Hereford 151528 & 151531 - AC, L, SL, P Change of use form A1 to A3 class with internal and external alterations to operate as a cafe/bar. 42 Widemarsh Street, Hereford 151560 – AC L Refurbishment and extension with demolition of outbuildings.Elmhurst Care Home, 10-12 Venns Lane, Hereford 151614 - AC Alterations and additions to existing dwelling and widening of access. 5 Vineyard Road, Hereford and although not in the City, maybe of interest to those following Guy Taylor and his cause. 151607 – AC P Demolition of Bodenham Manor. Bodenham Manor, Bodenham If you wish to make representations or comments you can during the period of 21 days beginning with the date of the publication of this notice quoting the relevant number: By the Website: Using the online comment form By e-mail to: planning_enquiries@herefordshire.gov.uk By post to: - Planning Services, PO Box 230, Hereford, HR1 2ZB ANDREW ASHCROFT (Assistant Director)11th June 2015

None at the moment.

Came across this confusing piece in The Independent yesterday. Rather odd and no mention of dates when this occured. I wonder if the SAS were involved as part of their training?

In the planning notices today. Appears to have been sold on again. 151607 – AC P Demolition of Bodenham Manor. Bodenham Manor, Bodenham.

Photo montage of Belmont Road in this topic here (post 9 & 10).

Click on this Frank.

List of planning public notices affecting the city It is a legal requirement for the council to give public notice of certain types of planning application and other planning matters by the display of an advert in a local newspaper. If you wish to comment, please follow the advice contained in the notice. The Town and Country Planning (Development Management Procedure) (England) Order 2010 Planning (Listed Buildings and Conservation Areas) Act 1990, Sections 67 & 73 Application Types: P - Planning permission L - Listed Building Consent SL - Affecting the setting of a Listed Building AC - Affecting a Conservation Area D - Not in accordance with the provisions of the Development Plan RW - Affecting a public right of way T - For a telecommunications mast 4th June 2015 151337 & 151338 - AC L SL Internal alterations and new external signs at 38-40 St Owen Street 151474 - AC Change of use of old Odeon cinema and night club to D1 use. Old Cinema & Night Club, Commercial Road, Hereford If you wish to make representations or comments you can during the period of 21 days beginning with the date of the publication of this notice quoting the relevant number: By the Website: Using the online comment form By e-mail to: planning_enquiries@herefordshire.gov.uk By post to: - Planning Services, PO Box 230, Hereford, HR1 2ZB ANDREW ASHCROFT (Assistant Director)

Council land shown inside blue outline:

I heard this congestion charge debate today on BBC Hereford & Worcester.

Council contracts and also expenditure for February, March and April 2015 now published here. Total monthly expenditure for: February 2015 £17,045,880 March 2015 £20,339,966 - Hoople taking £1,303,016 - remember them! April 2015 £13,699,763

Telephone number salaries for the chosen few. Listening to Jeremy Vine today on Radio 2 and he was highlighting the use of agency staff, at fantastic cost to the NHS with most of the money going to the agency and not to the workers. Capita was mentioned several times enough said. I have predicted that Herefordshire Council will vanish in 10 to 15 years time leaving half a dozen henchmen in control of where our council tax will be spent, mainly with privatised Tory donor companies. This article in The Guardian highlights what is going on in Barnet. Capita was mentioned several times enough said. Well worth a read.

This Planning Support Statement has been prepared to accompany the planning application to seek to extend the hours of opening at the Dominos franchise at Unit 3, 109-111 Belmont Road, Hereford. The current hours of use are restricted by condition 1 of planning permission DCCW2003/3853/F. 1.2 The current authorised opening hours are 0700 to 2300 hours each day of the week. The proposed hours would allow the premises to be open at the operator's discretion until 0200 hours on Sundays to Thursdays and until 0400 hours on Fridays and Saturdays. Direct counter sales to visiting customers would cease at 2400 hours (midnight) and only delivery sales would take place after that time until the unit ceased trading for that day. The additional trading hours are being proposed in order to bring the planning condition into line with the consented Premises Licence for this unit. 1.3 It is proposed that the condition be varied for a temporary, trial period only initially in order to assess any implications from the use during the extended hours. During the trial period the strict control of the premises licence will be in place to ensure there is no harm caused.